Support
Kum & Go, a convenience-store chain based in West Des Moines, Iowa, offers employees financial assistance when they might need it most. As part of the chain’s associate loan program, staff members are able to take out a loan against future paychecks for financial emergencies.
Team members can also join the retailer’s Christmas Club, where they put money toward a holiday savings account. Kum & Go matches a percentage of the contributions plus 7% interest.
Both programs yield high participation and continually show up as some of the highest valued benefits on annual surveys, said Kristie Bell, communications director for the chain.